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Closing Cost Estimator

Calculate closing costs for Texas wholesale deals

Texas Real Estate Closing Costs

🏠 Deal Information

⚙️ Cost Options

Title Insurance (Owner's Policy)
Survey Required
Home Warranty
HOA Transfer Fee
Termite Inspection

💡 Texas Closing Tips

Title Insurance Rates

Texas has regulated title insurance rates. The basic rate is about $5.75 per $1,000 of sale price.

No Transfer Tax

Texas does not charge a real estate transfer tax or documentary stamps. Big savings!

Escrow Fees

Title companies in Texas typically charge $350-$500 for escrow/closing services.

Prorations

Property taxes are prorated at closing. Seller pays up to closing date, buyer pays after.

📊 Closing Cost Estimate

Total Estimated Closing Costs
$4,250
2.1% of sale price
Buyer's Costs
$2,850
Seller's Costs
$1,400
👤 Buyer's Closing Costs
Title Insurance (Lender's Policy) $0
Escrow/Closing Fee $225
Recording Fees $125
Survey $0
Home Inspection $400
Appraisal (if financed) $0
Buyer Subtotal $750
🏠 Seller's Closing Costs
Title Insurance (Owner's Policy) $1,150
Escrow/Closing Fee $225
HOA Transfer Fee $0
Home Warranty $0
Termite Inspection $0
Tax Prorations (est.) $0
Seller Subtotal $1,375
Seller Net Proceeds (after costs)
$198,625